OneMain Financial: Best In-Person Loan Experience

OneMain Financial: Best In-Person Loan Experience

If you want to complete company having a loan provider face-to-face, OneMain Financial can be a fit that is good. The lending company has very nearly 1,600 branches in 44 states where it provides unsecured loans that are personal borrowers with less-than-perfect credit. Interest levels begin at 18per cent and qualified candidates might be able to borrow as much as $20,000.

Many branches designed for borrowers whom choose to satisfy or get funds face-to-face

No prepayment penalty in the event that you choose to spend down your loan early

Soft credit pull utilized to check on for prequalified provides

High starting interest compared to several other subprime loan providers

Optimum loan level of $20,000 is low in contrast to other personal loan providers

Origination charges and fees that are late be charged together with interest expenses

Other information:

  • Minimum/maximum amount it is possible to borrow: $1,500 to $20,000
  • APR range: 18percent–35.99%
  • Costs: Origination charges may be a fee that is flat $25 to $400 or 1percent to 10per cent of the loan quantity, based upon a state of residence. Late costs also differ by state and that can be because high as $30 per belated re re re payment or 15% regarding the measurements of your payment.
  • Recommended minimal credit rating: 580
  • Other qualification needs: OneMain Financial will think about the after whenever you make an application for that loan: your credit rating, earnings, debts, and any security you intend to offer. Continue reading